On completion of your Chrysalis course there are many different employment options available to you. One of these being to become self employed and set up your own business.  If you choose to do this it is good to know about the different ways you can accept payment from clients.

You may or may not be aware that there are many different ways of accepting payment from clients these days.  Below is a short run through and some basic information to help you decide if any of these may help your business.


  • Cash – quite simple, not much explanation needed there.


  • Cheque – certainly not used as much any more, but some people do still like to pay by cheque.  Do remember to put their card details on the back.


  • Paypal – this is quite simple to set up, and many people have a Paypal account these days.  You simply need to provide your client with your Paypal email address and the money will be paid in.  You can decide whether you require payment before or after sessions.

A couple of points to remember – do remember to take any charges into account though when setting your fee and link your Paypal account to your work rather than personal account.  You can have more than one Paypal account so it is simple.


  • BACS – you can give your client your work bank account details and have them pay the money in directly.  For those people who use online banking, it is simple to check that the money has been paid in.  This is a free service usually (but do check with your bank for any charges).


  • Standing Order – if you are seeing a client regularly and over a period of time, it is simple enough for them to set up a standing order to pay the money to you on a set day of the month.  Perhaps not ideal if you have a client who frequently misses appointments, as they may be paying for sessions and need to be refunded.  However, this is simple and easy to set as well as being easy to cancel once the client has finished with you.


  • Card Payment – there are many different companies that now offer you options when it comes to card payments.  Some offer free machines and then charge a percentage per transactions, other charge for their machines but offer perhaps a slightly lower percentage per transaction.  If you are receiving a lot of card payments, you can use more of a ‘fixed’ machine, however, the fees for these tend to be higher so make sure it is worth it.  There is the option of a small, portable card reader, usually simple to use, with money paid into your designated bank account.  Remember to check though whether there is any delay between money being paid and you being able to access the money.  You will need to ensure you have a phone you can link to the machine and have a good wi-fi signal to use one of these.


  • Pingit (or similar) – many banks offer their own version of Barclays Pingit.  It is really simple to use and free.  Apps are easily downloadable.  You simply hit Pingit, type in the number you wish to pay and send the money.  Clients can pay you before, during or after the session and you are told pretty much straight away that the money has arrived.


  • QR Code – you can get a QR code linked to your mobile number and as long as your client has a QR code reader on their phone (easily downloadable) they simply scan the code and enter how much they wish to pay.


You certainly don’t have to restrict yourself to just method of payment, but it is probably worth having a good understanding of the different ways payment can be accepted as it might make yours and your clients lives easier.